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Discover Finance and Investment Bank will be closed Monday, February 20, 2023 in observance of President's Day.

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Personal Checking Accounts

We offer a variety of personal checking accounts to fit your banking needs.

Compare Accounts Contact Us

All of our Personal Checking Accounts include:

  • Free Internet Banking
  • Free Mobile Banking
  • Free Online Bill Pay
  • Free Debit Card

Take a look at our Comparison Chart for a side by side view.

Compare Personal Checking Accounts

For more information or to open an account, please contact us today. Our New Accounts representatives are ready to help!

Advantage Checking

Requirements

Service Charge

Features

  • Unlimited check writing
    You do not incur a per check fee
  • Debit Card
    Your first Debit Card for each account signer will be with no issue fee. You will receive an automatic replacement of that card with no issue fee during the last week of the expiration month shown on the card. Any other requests for a new card will have a replacement fee.
  • Debit Card Transactions
    We do not charge a fee if you use our ATMs.
  • One Box of “Advantage Checking” checks
    You will receive one box of Advantage Checks at no charge per calendar year.

Advantage Checking Additional Perks

  • You have Accidental Death or Dismemberment insurance (AD&D), split between the account signers, and $1,500.00 AD&D on each dependent child. $100,000.00 AD&D Common Carrier Insurance/$3,000.00 on dependent children.
  • Total Identity Monitoring
    You may enroll in one free membership (SEPARATE ENROLLMENT REQUIRED) for daily credit file monitoring, with email alerts, fraud alerts, credit score tracking and more.  (Optional - other memberships available at a 25% discount)
  • Vision Care Savings
    You can save 10% to 60% on vision care. (This is not insurance)
  • Shopping, Travel and Entertainment Discounts
    Save up to 50% on brand name product, movies and travel, by phone or online. See brochure for details. Hotel/Motel and car rental discounts are also included.
  • Life Steps Living Family Journal
    estate organizing software

Basic Checking

Requirements

Service Charge

Features

  • Unlimited check writing
    You do not incur a per check fee
  • Debit Card
    Your first Debit Card for each account signer will be with no issue fee. You will receive an automatic replacement of that card with no issue fee during the last week of the expiration month shown on the card. Any other requests for a new card will have a replacement fee.
  • Debit Card Transactions
    We do not charge a fee if you use our ATMs.

Classic Checking

Requirements

  • Customers of age 62 or older

Service Charge

  • No monthly service charge

Features

  • Unlimited check writing
    You do not incur a per check fee
  • Debit Card
    Your first Debit Card for each account signer will be with no issue fee. You will receive an automatic replacement of that card with no issue fee during the last week of the expiration month shown on the card. Any other requests for a new card will have a replacement fee.
  • Debit Card Transactions
    We do not charge a fee if you use our ATMs.
  • One box of "Classic Checking checks
    You will receive one free box of “Classic” checks per calendar year, then a discounted rate on additional
    boxes.

Money Market Checking

Requirements

Service Charge

Features

  • Interest Bearing Account
  • Interest Rate
    Rate and Annual Percentage Yield (APY) are determined at our discretion. We may change the interest rate and APY on your account at any time. View latest interest rate.
  • Interest Earned
    The interest earned on this account will be compounded monthly and added back to the account each month. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day that you deposit noncash items (for example, checks).
  • Debit Card
    Your first Debit Card for each account signer will be with no issue fee. You will receive an automatic replacement of that card with no issue fee during the last week of the expiration month shown on the card. Any other requests for a new card will have a replacement fee.
  • Debit Card Transactions
    We do not charge a fee if you use our ATMs.

 

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